Iowa Life & Health Insurance Guaranty Association 700 Walnut Street, Suite 1600 / Des Moines, IA 50309-3899 Home About Us FAQs Additional Info Links Terms of Use Contact Us Frequently Asked Questions      Who is protected? Life and health insurance guaranty associations cover individual policyholders and their beneficiaries; typically, persons protected by certificates of insurance issued under policies of group life or group health insurance are also covered. Limits on benefits and coverage are established by state law. For more information about coverage, see the questions below or contact the Guaranty Association or Iow Division of Insurance.   NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.   [ Back to FAQ list ]