Iowa Life & Health Insurance Guaranty Association
700 Walnut Street, Suite 1600 / Des Moines, IA 50309-3899
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Frequently Asked Questions   Iowa Life & Health Insurance Guaranty Association
 
Does it matter where I live?
Yes. The Iowa Guaranty Association covers only Iowa resident policyholders and certificate holders. Residency is determined on the date that a member insurer is declared insolvent. Guaranty association coverage is, however, currently provided to residents of all 50 states, Puerto Rico, and the District of Columbia through other guaranty associations. If you are a resident of another state, you should contact your department of insurance for contact information for the guaranty association in your state or visit the "Facts & Figures Association Contact Info" section at www.nolhga.com for a complete list of guaranty associations. You may also want to go to the Links section of this site to determine if your state's guaranty association has a Web site. Note that guaranty association coverage varies by state. As a result, coverage provided by the Iowa Guaranty Association Act may not be the same as coverage provided by another state's law.
 
NOTE: This information is not intended as legal advice, and no liability is assumed in connection with its use. The applicable state guaranty association statute is the controlling authority, regardless of any information presented on this site. Users should seek advice from a qualified attorney and should not rely on this compilation when considering any questions relating to guaranty association coverage.
 
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