Welcome to the Iowa Life & Health Insurance Guaranty Association ("Guaranty Association") website. We hope you find this site helpful in providing information regarding the purpose of the Guaranty Association and how it protects resident policyholders in the event of an insurance company insolvency. The information provided in this website is general in nature and may not address a specific policy or issue. The intent of this website is to provide, in non-technical language, information about the Guaranty Association. The terms and coverage of insurance products are very diverse and, as a result, it is difficult to make general statements about Guaranty Association coverage without reviewing a specific contract. The generalized information provided in this website should not be relied upon as legal advice. If you have specific legal questions regarding these issues, please consult a qualified legal counselor. In addition, please refer to the Iowa Life and Health Insurance Guaranty Association Act (“Guaranty Association Act”), Iowa Code Chapter 508C, for specific information regarding coverage of the Guaranty Association.
On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.